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01-09-07 EUR ALL ON ONE PAGE
GRANDMASTER FLASH FINALLY IN ROCK HALL: Pioneering DJ and his Furious Five become first rap act to enter the Cleveland museum.
Finding alternatives to payday loans
Many consumers get caught in a ``debt trap'' when they take out a payday loan -- or multiple payday loans -- to make ends meet. Here are some alternatives and tips, provided by the Federal Trade Commission, Better Business Bureau, Ohio Department of Commerce and Summit County Office of Consumer Affairs:
Mountain of debt can get too steep
Youve dragged the tree to the curb, but youre still picking up holiday surprises at the mailbox: The bills for the gifts and those too-cheap-to-pass-up extras you bought along the way.
Easy Money: With strings attached
For years, consumer groups have warned Utahns about the dangers of payday loans. Their success at urging legislators and city officials to crack down on an industry that charges an annual percentage rate of 400 percent or more for a quick short-term loan has been limited, though. Until now.
In debt? Get help online
While I'm off spending some much-needed time with my family, here's a transcript of a recent online discussion with readers. It covers a potpourri of personal finance issues many people face.
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Two men faced the Georgia Supreme Court Monday for charges of breaking the payday loan law created in 2004. One critic says these types of quick cash advances are bad business. One pawn shop manager disagrees.
Utah Media Advisory on Payday Lending
The Payday Loan Industry is misunderstood.

A Long Way Home
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Gary Crandall, CEO
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Editorial roundup
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